Car Insurances Discount Alternative

Posted on July 14, 2011 by carinsurances

Just when you think you have done everything to attain the lowest car insurance premium possible, some auto insurers are coming out with innovative programs for certain sectors so that they can avail of additional discounts on their premiums.

There are some auto insurers who give preferential discount based on your profession, age or Internet usage. Aside from the traditional discounts given by insurance providers, here are some additional discounts you can look into:
� Those with Engineering degrees are considered low risk;
� Teachers get additional discounts
� Active and Retired Military personnel discount
� Multiple cars in one policy discount
� Online Internet purchase discounts

Common Car Insurance Myths

Posted on July 14, 2011 by carinsurances

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Funny as it may sound, but there really are some car insurance myths that have been passed on like urban legends and have been taken as fact. It is time to set the record straight to help you get the best car insurance protection for your investment.

In no particular order, here are some common car insurance myths:
1.Red cars mean higher premium payments.
2.If you get one speeding ticket, your premiums will go up.
3.There is no regulation of the car insurance industry.
4.I do not need add-op options for my policy.
5.The cheaper my car, the lower my premiums.
6.It is not my responsibility if someone is using my car and he causes an accident.
7.The older my car gets, the lower my premium.
8.A smoker needs to pay higher premium.
9.My premium should be the same as my neighbor�s.
10.My premiums will drop when I reach the age of 25.
11.Comprehensive coverage means it covers all situations I am involved in.
12.Rental Reimbursement coverage will protect me when I crash my rental car.
13.Getting all my insurance from the same company guarantees me a lower premium.

Regular Maintenance (Car insurances)

Posted on July 14, 2011 by carinsurances

When it comes to your car’s regular scheduled maintenance, your vehicle manufacturer and your mechanic will agree on one thing — your car will need some repair at some point. However, their opinions on just exactly what and when it should be done are, shall we say, worlds apart. Also, expect that the dealership’s list will surely be four times as long since obviously, there is a lot of profit to be made in repairing things that don’t need to be fixed.

Take the 2005 Honda Accord, for example. After one year of usage or 10,000 miles, Honda will recommend that the tires be rotated and the engine oil replaced. In comparison, Majestic Honda dealership in Lincoln, R.I., will advise 17 points worth of inspection and repair (from testing window wipers to lubricating door hinges) after just 7,500 miles.